Over fifty years of invoicing and financing in the Nordics
PayEx is a Nordic credit market company supervised by the Swedish Financial Supervisory Authority, and part of the Swedbank Group since 2017.

Since our start on Gotland in 1972, we have driven development in our industry. Today, we have around 300 employees in Sweden, Norway, Denmark and Finland, and are one of the few companies offering the entire invoice-to-cash chain, with embedded financing and one integrated solution across all four countries.
Through invoicing services, factoring, sales financing and debt collection, we help you strengthen your cash flow and reduce the risk of late payments. So you can focus on your core business and grow.
Our services
Invoicing
At PayEx, we are experts in invoicing and can help you with all aspects of the invoicing process, regardless of the size of your company.
Factoring
Bring more financial power to your business. Through factoring services, you strengthen your liquidity enabling faster investments.
Retail Financing
Make everyday life easier for your customers. Offer them a split payment or a subscription to your products and services.

PayEx Management

Raymond Klavestad
Chief Executive Officer

Rikard Alyhr
Chief Legal & Governance Officer

Pasel Assalum
Chief Compliance Officer

Sara Bergström
Head of Strategy & Transformation

Mia Enblom-Sundvall
Chief Operating Officer

Annika Gidlöf
Executive Assistant

Jonas Hed
Chief Information Officer

Nils Karlander
Chief Financial Officer

Niklas Levin
Head of Sales & Marketing

Markus Moisejeff
Chief Administrative Officer

Mattias Vozmediano
Chief Risk Officer
Find us
Procedure for whistleblowing
If you suspect risks or other irregularities at PayEx, you can report your suspicions via our whistleblowing. Read more about our procedure for whistleblowing.