# PayEx

> PayEx provides invoicing, factoring, retail financing and collection services for businesses and partners with complex financial flows. PayEx has operated since 1972.

PayEx helps businesses improve liquidity, reduce administration and manage the complete flow from invoicing to financing and collection. Solutions are tailored to each customer's business, volumes and processes.

## Services

- [Invoicing](https://payex.com/#invoicing): Invoice services and management of all or part of the invoicing process.
- [Factoring](https://payex.com/#factoring): Financing solutions that convert invoices into working capital.
- [Retail financing](https://payex.com/#retail-financing): Instalments, account credit and subscriptions for business customers.
- [Collection](https://payex.com/#collection): Management of unpaid invoices with a focus on payment and maintaining customer relationships.

## PayEx markets

- [PayEx Sweden](https://payex.se/)
- [PayEx Finland](https://payex.fi/)
- [PayEx Denmark](https://payex.dk/)
- [PayEx Norway](https://payex.no/)

## Company and support

- [Customer service](https://payex.com/kundservice/): Customer service information for PayEx users and payers.
- [PayEx Group](https://payex.com/om-payex/): Information about the PayEx Group and its organization.

## Website

- [Home page](https://payex.com/)
- [Sitemap](https://payex.com/sitemap.xml)

Information on the website is general and may change. Always verify current terms and contact PayEx regarding company-specific offerings, pricing, agreements or legal matters.