Electronic value codes

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PayEx offers electronic value codes for efficient handling of gift cards, credit vouchers, prepaid cards, discount codes, etc:

  • Can be used in physical and online stores and for mobile shopping
  • Give you control over your liquidity flow
  • Electronic distribution

Description

PayEx offers a unique system for the production, distribution and validation of electronic value codes. Electronic value codes are a means of payment similar to a gift card, but instead of printing and distributing physical cards PayEx provides an electronic service.

The value code is issued with a value and use by date, and can be used in physical and online stores and for mobile shopping. Value codes are easy to distribute by e-mail, text message or MMS. They can also be integrated in your store system and printed on the receipt roll.

The systems are currently used for everything from electronic gift cards to prepaid cards for the telecom sector.

Applications

Value codes can be used for virtually any type of transaction. Typical applications include:

  • Gift cards
  • Prepaid cards
  • Credit vouchers
  • Discount coupons
  • Validation codes
  • Single-use codes

Benefits

PayEx electronic promotional codes have many benefits!

  • Electronic distribution
  • No printing costs
  • The money is deposited in a central account
  • Real-time control over payment flows
  • The same handling of electronic promotional codes throughout the chain
  • The same handling in all countries
  • Can be used online and in payment terminals
  • Ability to check your balance via a mobile device

User scenario

Electronic promotional codes have limitless applications. Our system allows us to rapidly adapt services to meet individual requirements. The following is an example of a scenario where the service solves a specific problem.

  • Jonas is 14 years old. On his way home from school he discovers that a new electronics store, Elgiganten, has just opened its doors nearby. He of course goes in to have a look. The store has many opening offers but Jonas is most interested in the fact that between 2 and 3 p.m. they are selling Playstation 3 at half price.
  • Jonas calls his father, who is at his office working. With only 40 minutes remaining before the offer closes, Jonas urges his father to come to the store as quickly as possible.
  • Unfortunately, Jonas’ dad can’t come because of a meeting with clients which begins in 10 minutes.
  • Jonas and his dad agree that the offer is too good to miss but don’t know how to solve the payment issue, as dad can’t get away from the office and Jonas doesn’t have any money of his own to pay with.
  • Then Jonas discovers that Elgiganten sells electronic gift cards in its online shop.
  • Jonas’ dad visits www.elgiganten.se and buys a gift card with the value of the discounted Playstation game.
  • He pays for the card using his VISA card and two seconds later Jonas receives a promotional code on his mobile phone.
  • Jonas snatches up a Playstation 3, heads for the till and enters the code in the payment terminal. The code is validated and the payment is executed. A very satisfied Jonas leaves the store clutching his new Playstation 3.

 

Customers

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